As posted earlier, CIC is an ubiquitous establishment with branches all over the Philippines, and with each branch are business owners with their own registered business name - all affiliates of United Brokers Inc of Paranaque and John Weisdorf of Toronto, Canada. UBI does not maintain a website but several websites without any inkling that these aites are maintained and operated by United Brokers Inc.
Their m.o. (modus operandi) is to require processing fees starting at forty-five thousand pesos or US$1080 per person or family. OK, this is legit.
The rejected applicants will suffer the most and here it starts...
They required all applicants who have no existing bank accounts to the millions of pesos to loan from loan sharks (one maintains a Chinabank account), at about 18% interest rate per month for show money (actually, one will only get hold of the bank certificate) amounting to 1 million pesos or $24,000. And wait until the painful verdict of rejected application - for 1 year or so. Do the math.
The most direct profiteering they have is the processing fee payable to Canadian Embassy-Manila. Their contact at the Federal Skilled Worker
Centralized Intake Office with postal address P.O. Box 7500, Sydney, NSB1P0A9 will "return" the the processing fee about P60,000 or $1430 by ordinary mail. The better of which is to reduce traces and means of detection of whoever encashes and personifies the payee (rejected applicant) ! But it is addressed to United Brokers, the father affiliate of all CIC branches.
One victim had her refund check encashed at Bank of of the Philippine Islands main branch in Paseo de Roxas, Makati. IDs are not problems - one can have them any time at Recto Ave. However, BPI could not have been that careless!
Even while respondent Grace Soriano of CIC Baguio herself admitted to the rampant practice of estafa in her sworn statement, the Baguio prosecutor dismissed the case! I will reveal her name later as we already sent her a mail mandating (hey, I pay my taxes, and I am a member of We the people of the Republic of the Philippines...!). her to respond... or otherwise...
So there, spread the word, beware of all CIC branches!